The other day when I was on my way back to my apartment complex from running an errand, my boyfriend (who had just arrived at the apartment complex minutes before) called to warn me that there had been a major accident right in front of the main entrance to our apartment complex. Therefore, he advised me to take an alternate route to gain access to the apartment complex. Sure enough, when I arrived at our apartments, I could see the flashing lights of several different police cars and traffic that had backed up- some of which was being re-routed elsewhere. I quickly made my turn and avoided the entire thing. Later on that night, when we left our apartment to go out to dinner, I could see the remnants of the clean up that had been performed by the local fire department. There was sand over oil and fluid spills and a few pieces of broken glass. I only hoped that those who had been involved in the car accident were ok.
Two days ago, I was sitting at a red light at a busy intersection in the area that I live.
I saw that the light had turned red for the people who were traveling across the lane in front of me. When the light turned yellow and then red, a car packed full with what looked like family members slowed down for the red light and came to a complete stop. Not even two seconds later, a minivan carrying several people screeched to a stop, but not before hitting the car in front of it. It was clear that one of two things had happened. Either the person driving the minivan thought that the car in front of them was going to try to run the light, OR, the person driving the minivan was simply not paying attention. Based on what I was able to witness, I am willing to bet that it was a little bit of both.
One way to avoid car accidents is to leave yourself enough room between the vehicle in front of you. Why is this? Well, let’s say that you are stopped at an intersection and your front bumper is practically touching the bumper of the car in front of you. Now, let’s say that you notice a car approaching you from behind that is speeding. You can tell that they are not going to have enough time or space to slow down, and you anticipate that they will hit your car if you do nothing but sit there. Now, if you had given yourself enough room between you and the car in front of you, you would be able to move your car out the way or perform an evasive movement so that you don’t get struck. However, what do most people do? They tailgate the person in front of them like crazy whether they are in a stopped position or moving. Do you think that this is the smart thing to do?
Institute researchers compared the fatal crash experience of antilock-equipped motorcycles against their nonantilock counterparts during 2003-08. The main finding is that motorcycles with antilocks versus without are 37 percent less likely to be in fatal crashes per 10000 registered vehicle years. Bolstering this finding is a separate analysis by the Highway Loss Data Institute (HLDI), an affiliate of the Insurance Institute. HLDI analyzed insurance claims filed for crash damage to motorcycles. Bike models with antilocks have 22 percent fewer claims for crash damage per insured vehicle year (a vehicle year is 1 vehicle insured for 1 year, 2 insured for 6 months, etc.) than the same models without antilocks. The results update earlier studies by the Institute and HLDI published in 2008. In 2009 the National Highway Traffic Safety Administration (NHTSA) announced that it was looking at the issue in light of the Institutes earlier study but stated that an additional year of data and additional analyses are needed to determine the statistical significance of the results. www.ultimatemotorcycling.com
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1. Most insurance companies today require that anyone in your household (family or simply roommates) be added to your policy or excluded from coverage as drivers. A client of mine had a roommate who was excluded as a driver. That roommate never drove the car…. except one time. I don’t know why the owner let his roommate drive… perhaps because he was just going down the street. Regardless, his roommate ran into another car at 40 miles per hour.
The other car was a total loss and the other driver had some injuries. Guess who was responsible for paying the other person’s car and injuries? My client (and the driver)! Imagine how much money replacing a car and paying the hospital bills for someone else amounts to. Not to mention his car was still ruined.
How you can avoid this:
It may cost nothing to add family or roommates to your policy.
In fact, it may actually bring your premium down if they’re a better or more experienced driver than you. So, get them added or make sure they never drive your car.
2. Another client had a ridiculous H2 (Hummer) with huge rims, expensive tires, chrome everywhere, expensive stereo… really over the top. Apparently he misjudged the depth of a certain stream. The H2 got stuck underwater. He came out okay (just a little wet) but his car was a total loss. He did have property damage coverage so he only had to pay his deductible to get his car replaced. However, he did not have the extra coverage for his aftermarket rims, chrome accessories, or expensive stereo which would have cost him only a few more dollars. He got his car back but it was just the stock model.
How you can avoid this:
If you have any aftermarket equipment (anything that didn’t come on the car from the dealership) of any substantial value (generally over $ 100) ask your insurance agent/company if you need to purchase additional coverage.
It’s typically inexpensive.
3. Murphy’s Law (anything that can go wrong, will) applies especially with car insurance. A number of my clients were late on making their car insurance payments. Their coverage expired as a result. Sure enough, they caused accidents during that small window of no insurance. They were responsible for the costs of everything.
They inevitably asked the insurance company to “help them out just this one time” but with no luck.
How you can avoid this:
Be sure to pay your insurance bill on time! It works the same as your electricity bill. If you don’t pay your electricity bill, your electricity gets turned off. Same with insurance. They “turn off” your insurance if you don’t pay them.
Download a FREE report detailing the three most important tips to SAVE MONEY on your car insurance and increase your protection at 3InsuranceTips.com
Accidents are happened everywhere but how can you get compensation or claim for compensation?
After studies many cases that will be finials’ result did not get by me that accident happened nor do you and other one because accident is an instant that will be happen wrong decision at crucial point.
An work accident has probably crossed your mind, and correctly so thousands of hard working persons are left injured or disabled due to unsafe workplace conditions, who do exactly the same.
An injury at work can sock out, exit you jobless and wondering how and why it happened. Any job, in spite of of the industry or position you’re in, has its own exclusive hazards, whether they’re heavy tackle, or undue stress at the office; these perilous conditions can leave you unable to re-enter the workforce, left to rely on small compensation payments that barely make ends meet.
Compensation4u is one of services provider as needed person with following information
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You can belief us to hold your accident compensation claim in a truthful and efficient manner, and every case handle only by the experts or professionals. There is no requirement for you to proceed. All accidents are dealt with on a No Win No Fee basis and you will receive 100% compensation.
Some of the many different types of accident claims are below:
• Personal Injury
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These are the following types of services that are provided by compensation4u.more information and you can visit on work accidents claims
Author has been working on articles and blogs from last two years and recently writing more informative topic “work accidents claims”.
Motorcyclists are known for loving the freedom of the open road and for having a somewhat rebellious spirit to them. This reputation for being “bad to the bone” has caused numerous individuals to take up motorcycling in an effort to escape the confines of the car and their everyday life. Before anyone opts to forgo a car, potentially a convertible if the wind whipping by is the appeal, they should be fully apprised of the risks of motorcycles. One of the greatest risks from this mode of transportation is injury in an accident.
Because motorcycles leaves so much more of the body unprotected from the road, other cars, and objects found on the road, there is a great chance that any “minor” accident is going to have injuries to the motorcycle rider. In fact, accidents that would cause no harm to the driver of a car can have serious effects on the driver or rider of a motorcycle.
The reason that motorcycles are likely to have so much more severe injuries is simple: the motorcycle offers significantly less protection to the rider than a car does.
When a motorcycle is in an accident, there is not a steel frame to absorb the impact of the two vehicles and prevent the energy from reaching the motorcyclist.
The seatbelt is an important safety feature of all vehicles today because it prevents the driver and passengers from being thrown from the vehicle. Studies have shown that the injuries to an individual involved in a car accident are much worse when the person leaves the vehicle. This is another huge part of motorcycle injuries. Not only do motorcycles frequently lack seatbelts but they all lack an interior from which the rider can be thrown. There is not really a chance for the rider to stay inside a vehicle and remain protected from everything going on outside of the vehicle.
Like some insects have exoskeletons, the frame of a car acts in the same way.
It prevents the other vehicle in the accident from reaching the soft interior of the vehicle and those people that may also be in the car. Motorcycles do not have an “exoskeleton” for their riders. When the motorcycle is hit, the rider is also hit, particularly when the accident is a side impact for the rider.
Overall, protective clothing and gear can do much to prevent injuries in single vehicle entanglements but cannot provide much more protection from cars that may hit a motorcycle.
The Iowa motorcycle accident lawyers of the Pete Leehey Law Firm understand the dangers faced by bikers from the road itself and other drivers.